忙了幾個月了,終於把專案搞定了,所幸公司給了一筆獎金還放了一星期的假
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在網上找了幾家訂房網站,最後決定在知名的hotels.com網站訂房
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下面附上一則新聞讓大家了解時事
(中央社記者李宇政台北16日綜合報導)詹詠然和詹皓晴姐妹今天在香港女網賽,拿下聯手的第8座WTA等級冠軍,由於年終總決賽將於月底在新加坡登場,這座冠軍也為姐妹增添信心。
世界女子職業網球協會(WTA)總獎金25萬美元的香港女網賽,詹家姐妹在決賽面對英國的布羅迪(Naomi Broady)和華森(Heather Watson),順利以6比3、6比1封后。
「今年我們的第3個冠軍和我們搭配的第8個冠軍在香港公開賽實現了」。詹詠然表示,很開心在這麼熟悉的地點,拿下新加坡年終總決賽前最後1個比賽的冠軍,雖然在賽季末大家都很疲憊,但是很開心順利拿下冠軍。
妹妹詹皓晴也說,雖然和姐姐的身體都很疲累,但是這裡比賽真的是辦的太好,所以決定在年終總決賽前再打1站,「果然我們的選擇沒有錯,就算累,我們還是專注在每1分上面,一步一步的往冠軍寶座前進,最終我們終於拿到了。」
年終總決賽23日至30日進行,詹詠然和詹皓晴希望能夠用最好的生理和心理狀態迎接比賽。1051016
>鉅亨網記者陳慧菱 台北
15 家金控 9 月獲利全數出爐,受到 9 月放假太多,使金控業獲利普遍下滑,15 家之中只有中信金 (2891) 、新光金 (2888) 出現單月成長,其餘金控都較前 1 個月衰退;若拉長時間看 1-9 月的前 3 季成績,富邦金 (2881) 依舊穩坐金控獲利王寶座,累計稅後獲利更率先站上 400 億元大關。整體來說,全體金控前 3 季合計獲利「終於」突破 2000 億元大關,比起去 (2015) 年 7 月就達陣 2000 億元,今年金控業可說是相對辛苦。
富邦金前 9 月 FYP 年增逾 1 成10 月挑戰累計 EPS 破 4 元
富邦金控 9 月自結稅後淨利 23.22 億元,累計前 9 月稅後淨利達 402.6 億元,每股盈餘(EPS)為 3.93 元,前 3 季獲利持續領先各家金控,下個月就能挑戰 1-10 月累計 EPS 站上 4 元。
富邦人壽 9 月稅後純益 7.05 億元,累計前 9 月稅後純以 234.58 億元。2016 年前 9 月初年度保費收入(FYP)達 1,590 億元,較去年同期成長 11.1%;總保費收入達 3,748 億元,較去年同期成長 9.8%。
台北富邦銀行 9 月稅後純益 11.19 億元,累計前 9 月稅後純益 126.39 億元。主要核心收益為淨利息收入與淨手續費收入較去年同期成長。
富邦金表示,北富銀資產品質維持穩健。截至 2016 年 9 月底,逾放比率為 0.19%,備抵呆帳覆蓋率為 663.2%。北富銀 9 月份呆帳淨回收 6,360 萬元,提存前獲利為 12.9 億元。
國泰金現金股息高峰過、獲利降但仍連 3 個月居單月獲利王
國泰金控 8 月稅後大賺 72.9 億元,但這麼亮眼的成績是來自現金股息大進補,9 月獲利回歸「正常軌道」,9 月獲利稅後盈餘 36 億元,創下連續 3 個月單月稱霸所有金控的佳績,前 9 個月稅後盈餘 393.2 億元,每股盈餘突破 3 元水準,為 3.09 元,為所有金控中 EPS「唯二」突破 3 元的金控。
國泰金旗下國壽 7、8 月因有現金股息收入挹注,單月獲利分別衝高到 101 億、55 億元,惟股息收益入帳高峰已過,國壽單月獲利回到 19.1 億元,累計前 9 月獲利達 254.3 億元,上半年備供投資部位未實現收益為 63 億元,7 月反映台股漲勢,上升到 270 億元,以 8、9 月台股月漲幅分別為 0.93%、1.03%,國泰金低調表示,第 3 季備供出售金融資產未實現利益較第 2 季底增加。
另一獲利引擎-國泰世華銀因海外業務受到壓抑,加上淨利差 (NIM) 因國內利率走低影響而下降,第二季淨利差 (NIM) 降至 1.05%,較第一季減少 0.02 個百分點,9 月稅後盈餘 19.1 億元,累計前 9 月稅後盈餘 141.2 億元,每股盈餘 1.92 元。
富邦金雖然仍是獲利王,但面對國泰金緊追在後,且獲利主力的富邦人壽已落後國泰人壽,剩下最後一季,富邦金能否保住「年度獲利王」的七連霸寶座,備受矚目。
中信金資本市場獲利單月逆勢成長但兆豐金仍搶回獲利三哥寶座
兆豐金 (2886) 因為旗下紐約分行遭美國重罰 1.8 億美元 (折合新台幣 57 億元) 認列在上半年,前 8 月獲利縮水、年衰 2 成,獲利排名才被擠到第 4 名,不料,9 月就把金控獲利第 3 名的寶座從中信金控 (2891) 手中搶回來,兆豐金自結 9 月稅後純益 25.92 億元、累計前 3 季稅後純益 176.52 億元、EPS 達 1.3 元。
中信金自結 9 月單月稅前盈餘為 33.48 億元,稅後盈餘為 30.71 億元,比 8 月獲利逆勢成長,累計前 9 月合併稅前盈餘 284.15 億元,合併稅後盈餘 233.29 億元,每股稅後盈餘 (EPS) 為 1.29 元。
中信金表示,9 月份獲利良好,除了銀行業務維持正常動能外,亦受惠於資本市場獲利。中信金控子公司中國信託商業銀行 9 月合併逾放比為 0.72%,逾期放款覆蓋率達 188.36%。
華南金每股淨值 14.94 元台新投資收益減少
華南金控 (2880) 自結 9 月合併稅前淨利為 9.25 億元、合併稅後淨利為 8.85 億元;累計合併稅前淨利為 118.86 億元、合併稅後淨利為 105.12 億元,每股稅後盈餘 為 1.00 元,每股淨值為 14.94 元。
華南銀行本月合併稅前淨利為 9.37 億元、合併稅後淨利為 9.08 億元;累計 合併稅前淨利 114.08 億元、合併稅後淨利為 100.76 億元,每股稅後盈餘為 1.42 元,每股淨值為 21.85 元。
台新金控 (2887) 自結 9 月份合併稅後盈餘為 7.6 億元,累計每股稅後盈餘 0.98 元。子公司台新銀行自結稅前盈餘 8.0 億元,稅後盈餘 6.1 億元,台新表示,本月受計息與營業天數較上月少影響,致淨利息收益及淨手續費收益等核心獲利較上月衰退;另受金融市場波動影響,投資收益亦較上月減少。
永豐金控 (2890) 自結 9 月單月稅後盈餘 3.98 億元,累計 1-9 月稅後盈餘 69.37 億元。其中主要子公司永豐銀行 9 月稅後盈餘 3.57 億元,累計 1-9 月稅後盈餘 53.70 億元;永豐金證券 9 月稅後盈餘 0.26 億元,累計 1-9 月稅後盈餘 11.90 億元。
開發金旗下凱基證苦於台股量能不振凱基銀行 9 月出現虧損
開發金 (2883) 自結稅後獲利 2.59 億元,累計 1-9 月稅後獲利 45.03 億元,每股盈餘 0.31 元。開發金控發言人張立人表示,面對全球經濟走勢的不確定性,開發金控除了持續強化風險管控因應,將著力於跨部門合作以加強產品開發能力與業務銷售渠道,深耕客戶往來關係提高競爭優勢,建構長期穩定的獲利能力。
子公司凱基證券因台股整體成交日均量能不足千億,不利於經紀等業務獲利表現,9 月份稅後獲利 2.05 億元,累計 1-9 月稅後獲利 18.12 億元,每股盈餘約 0.49 元。
開發工銀上月份獲利主要來自直接投資部位處分獲利及私募股權基金分派收益,稅後獲利 2.01 億元,累計 1-9 月份稅後獲利 12.24 億元,每股盈餘約 0.59 元。
在商銀業務部分,上月獲利主要來自淨利息及手續費收入,但是受到央行停止降息循環帶動殖利率走揚,並不利於相關金融資產評價表現。凱基銀行 9 月份稅後損失 0.63 億元,累計 1-9 月稅後獲利 29.51 億元,每股盈餘約 0.64 元。
全球股市維持高檔,9 月台股漲幅約 1.08%,市道雖然不錯,但是台灣 9 月放假太多,受到颱風假、中秋節連假雙重壓縮工作天數影響,加上金控認列現金股息高峰期結束,9 月金控獲利明顯大舉衰退,所幸 9 月底台灣央行終止了連續降息,淨利差的壓縮可望告一段落。剩下最後一季,美國總統大選的不確定因素,影響著資本市場的量能,連帶對金控投資收益、券商型金控的獲利還是會有一定程度的壓力。
印地安人總教練Terry Francona和他的球隊,目前在美聯冠軍賽正取得2:0的領先,為了不想夜長夢多,他表示,並不無可能在第4戰就推出僅休息4天的Corey Kluber,來給對手致命一擊。
Francona說,他接下來會好好地和投手教練Mickey Callaway討論,看看什麼是對球隊最好的結果,當然他完全相信Kluber會繳出像上一場一樣的表現,但是他還必須顧慮到整個團隊的化學反應。
而Kluber對此則是表示,「絕對沒有問題。」雖然自己過去並不曾有這樣的經驗,但只要能幫助球隊,他願意出賽。何況他認為自己狀態正好,或許休息太久就冷掉了。
而印地安人目前確定的第3戰先發是「搞飛機」出事的Trevor Bauer,教練團可能會先視他表現的情況,而考慮是否推出Kluber,若道奇能在自家主場扳回一城,那為避免對方追平戰局,缺乏先發的印地安人,推出Kluber的機會就很大了。
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If you don't like baseball, watch baseball, or know what baseball is, know this — the 2016 World Series is different.?
When the Cleveland Indians host the Chicago Cubs in a best-of-seven series
... 較多If you don't like baseball, watch baseball, or know what baseball is, know this — the 2016 World Series is different.?
When the Cleveland Indians host the Chicago Cubs in a best-of-seven series beginning Tuesday night, we won't just witness another run-of-the-mill Fall Classic. This year's matchup is steeped in history, characterized by decades of suffering, and features two teams who know a whole lot about losing.?
By the end of this World Series, one city will hoist the championship trophy for the first time in a very, very, long time.?
SEE ALSO: The dark side of a feel-good World Series
The Cubs haven't won a World Series since 1908, the longest championship drought in North American professional sports. They haven't even been to a World Series since 1945.?
Chicago's franchise is supposedly cursed, and the years of bad luck and losing seasons prove it.?
But a revamped front office and minor-league farm system have turned the Cubs from lovable losers to a national powerhouse. They showed up at Spring Training with the best odds of winning the World Series and led baseball with 103 wins during the regular season. ?
It's easy to root for this year's Cubs, until you remember who's in the other corner.
Image: Jamie Squire/Getty Images
The Indians haven't won a World Series since 1948, the second longest championship drought in baseball. Cleveland stumbled through the 1970s and '80s, failing to make the postseason every season in a 24-year span. Its last World Series appearances — both losses, of course — came in 1995 and 1997.?
The history of this World Series is huge, and each team's drought will be hyped constantly. But there's more to this matchup.
So, if you're just tuning in, here are our five biggest storylines to watch during the 112th World Series.?
1. Battle of the bullpens
The Cubs and Indians have one very specific thing in common —?in July, they both picked up two of the best relief pitchers in baseball, courtesy of the New York Yankees. The Indians, who traded for Andrew Miller, and the Cubs, who traded for Aroldis Chapman, understood the value of a shut-down bullpen in the postseason, and made sure to stock up on elite relievers.?
Andrew Miller has been unbeatable.
Image: Elsa/Getty Images
The results have been undeniable.?
Miller struck out 21 batters in 11.2 scoreless postseason innings for the Indians, earning MVP honors in the American League Championship Series. He's at the helm of a monster bullpen with a 1.67 ERA in the playoffs.?
Cleveland's strategy this postseason is simple —?get an early lead and let the bullpen save it.?
Though the Cubs' bullpen might not have the flashiest postseason numbers this year — a 3.53 ERA and a couple blown saves — it still features Chapman, who fires 100-mph fastballs right by hitters on a regular basis.?
Image: mlb
Keep an eye on the bullpen. This series could hinge on the guys emerging from it.?
2. The fountain of youth
You can bet Fox announcers will constantly tout the young talent of both World Series teams, particularly Chicago.?
The average age of the Cubs infield — featuring All-Star Addison Russell, NLCS co-MVP Javier Baez, 2015 Rookie of the Year Kris Bryant and MVP candidate Anthony Rizzo — is 24 years old.?
Russell and Baez are only 22 and 23, respectively. They epitomize the Cubs' philosophy of developing young superstars and complimenting them with big-budget free agent signings.?
Clearly, that model has worked.?
Javier Baez was the Cubs' co-MVP of the NLCS.
Image: mlb
The Indians have shallower pockets, and couldn't afford to take the powerhouse approach. Instead, Cleveland relies on contributions from more frugal pick-ups like Rajai Davis and Mike Napoli.?
They still boast a solid young core that features All-Star shortstop Francisco Lindor (22), José Ramirez (24) and rookie Tyler Naquin (25). Rookie starting pitcher Ryan Merritt (24) made only one major league start before helping the Indians clinch a World Series berth last week.?
For a World Series soaked in historical context, this Fall Classic belongs to the kids.?
3. It starts with starting pitching
With all eyes on the bullpen, starting pitching could be the Cubs' not-so -secret weapon.?
Chicago boasts a deep starting rotation that led the majors with a 2.96 ERA during the regular season. Between Jon Lester — who's posted a 0.86 ERA in three postseason games — Jake Arrieta and Kyle Hendricks, the Cubs are set.?
The Indians had a brilliant starting rotation of their own at one point this season, but lost two of their talented arms to injury. There are murmurs of one of them returning, but more on that later.
Aside from Game 1 starter and former Cy Young Award winner Corey Kluber, the Indians have relied on good — but not elite — starting pitchers who turn in gutsy performances.?
Corey Kluber won 18 games in 2016.
Image: Maddie Meyer/Getty Images
Josh Tomlin is largely untested. Trevor Bauer bled himself off the mound last week. Ryan Merritt has two major league starts to his name.
Still, the Indians starting rotation has an impressive 1.86 ERA this postseason.
But don't let the numbers fool you. Chicago has an edge here.?
4. Comeback kids
This World Series will feature elite relief pitching, the best of the best. Games will surely come down to the late innings.
But here's something to chew on.?
This postseason, the Cubs have scored 17 runs in the seventh inning or later, the best of any team. They've thrived on comeback wins, and never seem to go down quietly.
Image: Jamie Squire/Getty Images
How many have the Indians scored in the seventh or later?
Zero.?
Cleveland appears incapable of putting runs on the board with their backs against the wall. Their game plan, as mentioned, is to get an early lead and turn things over to the bullpen.
That might not work against a team like the Cubs.?
Chicago's bullpen is beatable, but it's still formidable in the late innings, a time when the Indians' bats seem to be incredibly weak.?
5. Reviving the dead
Chicago won more than 100 games without Kyle Schwarber, one of the Cub's elite young superstars. Schwarber hit five postseason home runs last year, but tore his ACL just two games into this season.?
Now, there's talk he might be back.?
Since coming off the disabled list on Saturday, Schwarber has been getting back into playing shape in the Arizona Fall League (AFL). Depending on his performance in an AFL game Monday night, the Cubs could activate him for a designated hitter role in the World Series on Tuesday.?
There's sure to be rust, but if Schwarber performs anything like the player he was in 2015, he could be a difference-maker.?
For Cleveland, it's looking like starting pitcher Danny Salazar will return as well.
The All-Star right-hander, who struck out more than 10 batters per nine innings during the regular season, has been sidelined with a forearm strain since Sept. 9. It's unclear whether or not Salazar will start, considering the long layover, but he would bring stability to a starting rotation that desperately needs it.?
Both teams aren't taking any chances. They want their best lineups on the field.
Image: Maddie Meyer/Getty Images
This World Series figures to be epic, not only because of the historical context, but because of how each team's strengths counter the other's. Chicago's bats are scary, but Cleveland's pitching is hot. The Indians' bullpen is ferocious, but the Cubs know how to score late.?
Regardless, one of these long-suffering franchises will see relief soon. A historic championship drought will be quenched with a champagne shower.?
The loser? Well, they're already used to losing, and can wait just a little longer.?
較少
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Mashable
2016年10月25日週二 台北標準時間上午6時37分
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